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A Three Part Series on Women and Their Financial Wellness – Part 1:  Strategies for Maintaining Credit Wellness

August 19, 2021 @ 12:00 pm - 1:00 pm PDT

Virtual Event Virtual Event

This event is for Premium Members only. Please upgrade your Koa Club Membership, or if you are already a member, please log in to your account to register for this event.

Presented by

Tierra Bonds, Founder of Take Charge Consulting

Who Can Attend & Fee

  • Free for all members of The Koa Club and their guests
  • Event limited to members of The Koa Club and their guests only

Location/ Date & Time

Online via Zoom only:

***** The Zoom link will be provided in your RSVP confirmation email. Once registered for the event, you can also click to join the event directly from the event page after you have logged into your membership portal*******

Date:  Thursday, August 19, 2021

Time: 12pm – 1pmPT/1pm-2pmMT/2pm-3pmCT/3pm-4pmET


Part 1:  Strategies for Maintaining Credit Wellness

According to an analysis done by Experian in 2019, they found that “Women’s and men’s average FICO® Scores are nearly identical: 705 for men and 704 for women, according to Experian data from the second quarter (Q2) of 2019. Both groups’ scores have increased about 10 points since Q2 2015. Men carry more debt than women across nearly all categories, but the differences aren’t always significant. For instance, men have just $125 more in credit card debt than women on average, as of Q2 2019. But women have more open credit card accounts than men do: 4.5 compared with 3.6.”

Many of us have incurred debt for different reasons, such as borrowing to fund a new business, taking out a loan for more schooling, splurging on a well-deserved vacation, getting a mortgage, upgrading to a nicer car, purchasing the RV or boat of your dreams, or getting extra money to pull through some unexpected tough times. The first thing that the lenders do, when you are asking for a loan or a credit extension, is to review your credit score. As most of us know, having a great credit score means lenders would likely consider you as being a lower risk and opening up access to many more lenders that may offer you desirable interest rates and credit terms. One big upside to getting a lower interest rate is that you can save a lot of money over the life of any loans (mortgage, car, personal, etc.) you take. Its never too late to get a grip on your finances and start taking smart steps to achieve financial wellness.

Our speaker, Tiera Bonds, will discuss her strategies and tips for women to manage their debt, navigate any financial mistakes and improve their credit health.


Tierra Bonds is a daughter, sister, aunt and founder of Take Charge Consulting, which provides credit repair and business consulting to allow professionals to reach their credit, income, and lifestyle goals. Take Charge has been in business for 3.5 years and helped hundreds of people. Her company is currently working on a mission to reduce the wealth gap by educating 100,000 women and minorities on credit and entrepreneurship. In her free time, Tierra enjoys travelling, trying new restaurants and learning how to make cocktails.

Linkedin profile: Tierra Bonds, Certified Credit Consultant | LinkedIn.


Note: The information provided in or through this workshop is for general informational purposes only and does not constitute a recommendation or solicitation to purchase or sell any product or services or make any other type of purchase or decision. The Koa Club is not responsible for, nor endorse, any content that may be provided by the speaker in this workshop and hereby disclaims any responsibility for such content provided. 

To maintain the confidentiality of women attending this workshop, this workshop will not be recorded.


August 19, 2021
12:00 pm - 1:00 pm PDT
Event Category: